Our Firm

Hawai‘i Mortgage Protection Group is a kama‘āina company dedicated to protecting all Hawai‘i homeowners.
As an elite team of specialized Mortgage Protection professionals, we have the expertise to
guide your family in selecting the right mortgage protection program.

Your Life. Your Solution.

We can help you take advantage of strategies usually available only to family offices and ultra-high net worth families. You’ll benefit from our vast network of professionals who specialize in complementary fields.

Values that Earn Your Trust

Our goal is simple: to help you achieve yours.

  • Trust and transparency are at the heart of everything we do.
  • Every situation is unique, and we take the time to understand yours.
  • We listen. We ask the right questions, then create options tailored for you.
  • As an independent firm, our elite team of financial professionals offers the highest level of service and expertise.

Our Team

Chad Kabins | Founder

CEO and Chief Advisor, Chad Kabins has worked as a financial professional for nearly two decades and brings specialized knowledge in wealth protection strategies, lifetime income programs and tax-free money planning to the Hawai‘i Mortgage Protection Group team. Chad has proven to be a creative and effective problem-solver, always offering comprehensive solutions for his clients. In his free time, Chad enjoys hiking, ocean sport and working in the garden with his wife, Kathrin, and their two dogs.

Derrick McCloud | Analyst

Derrick’s expertise includes research, cost-benefit analysis and systems integration. When he’s not working, Derrick enjoys spending time with his eleven-year-old daughter, Kayleigh, and their cat, Sweetie Pie. Derrick is a muscle car enthusiast and enjoys taking his Mustang Shelby GT500 to shows.

Craig Adelman | Managing Director

Craig is passionate about helping his clients find solutions. He lives in Denver, Colorado, where he has been involved in the financial and investment industry for over twenty-five years and has helped build a multimillion dollar real-estate portfolio. Craig’s mix of real-estate and financial planning experience enables him to help clients increase their wealth while reducing their risk. When Craig is off-duty, you can find him training in mixed martial arts, enjoying the mountains with his dog Handsome and spending time with his family.

Adell Kabins | Administrator

Adell brings an abundance of experience and expertise to the NBB team and wears many hats around the office. She is the former Owner/Director of Banner Preschool. Youʻll most likely find her on the pickleball or tennis court in her free time.

Michael Kan | Senior Advisor

After three decades working as a financial professional in the insurance industry, Michael is now a key member of the NBB team. His wealth of knowledge and experience includes managing and leading teams, underwriting, case management and product expertise. In his free time, Michael enjoys exercising at the health club, walking on the beach and relaxing in his local Starbucks.


Our clients are often already savvy and successful; they need only slight adjustments to achieve their goals.

Hawai‘i Mortgage Protection Group does much more than safeguard your home. We can help
you create a prosperous future, with plans that provide tax-free retirement income, that get you
funds in an emergency, that help pay for long-term health care and that grow your retirement
portfolio while insulating you from stock market downturns.